Best For Rebuilding Credit

Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

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Capital One Platinum Secured Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
26.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
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Best For Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

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Credit One Bank® Platinum Visa® for Rebuilding Credit

Rewards Rate
1%
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply.
Bonus ?N/A
N/A
Annual Fee
$75 first year, then $99
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
23.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Bad/Fair (300-670)

Card Details

  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your free online access to your Experian credit score, terms apply
  • This unsecured card requires no deposit and can help build your credit
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
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Best For Rebuilding Credit

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

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OpenSky® Secured Visa® Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$35
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
17.39% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card
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Summary: Best Credit Cards For Bad Credit of July 2022

Credit Card Best For Annual Fee Intro Bonus Credit Score
Best For Rebuilding Credit $0 N/A No Credit History Compare Cards

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Best For Rebuilding Credit $75 first year, then $99 N/A Bad/Fair (300-670) Compare Cards

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Best For Rebuilding Credit $35 N/A No Credit History Compare Cards

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