Best For Rebuilding Credit

Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

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Capital One Platinum Secured Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
26.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
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Best For Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

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Credit One Bank® Platinum Visa® for Rebuilding Credit

Rewards Rate
1%
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply.
Bonus ?N/A
N/A
Annual Fee
$75 first year, then $99
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
24.74% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Bad/Fair (300-670)

Card Details

  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your free online access to your Experian credit score, terms apply
  • This unsecured card requires no deposit and can help build your credit
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
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Best For Rebuilding Credit

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

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OpenSky® Secured Visa® Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$35
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
20.39% Variable
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No credit check to apply and find out instantly if you are approved.
  • New! For a limited time only, apply and open a new OpenSky account to receive an automatic $50 unsecured credit line increase after 3 on-time payments; up to $200 in your first year-no additional deposit required. Click "apply now" to see additional terms.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years.
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months.
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card.
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit.
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months.
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit.
  • Easy application, apply in less than 5 minutes right from your mobile device.
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule.
  • *View the cardholder agreement.
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Summary: Best Credit Cards For Bad Credit of December 2022

Credit Card Best For Annual Fee Intro Bonus Credit Score
Best For Rebuilding Credit $0 N/A No Credit History Compare Cards

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Best For Rebuilding Credit $75 first year, then $99 N/A Bad/Fair (300-670) Compare Cards

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Best For Rebuilding Credit $35 N/A No Credit History Compare Cards

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