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Best Credit Cards For Bad Credit of June 2023

Best For Rebuilding Credit

Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

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Capital One Platinum Secured Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
29.99% (Variable)
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No annual or hidden fees. See if you're approved in seconds.
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help.
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line.
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time.
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed.
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges.
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone.
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app.
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Best For Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

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Credit One Bank® Platinum Visa® for Rebuilding Credit

Rewards Rate
1%
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply.
Bonus ?N/A
N/A
Annual Fee
$75 first year, then $99
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
28.74% variable
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Bad/Fair (300-670)

Card Details

  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your free online access to your Experian credit score, terms apply
  • This unsecured card requires no deposit and can help build your credit
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
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Best For Rebuilding Credit

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

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OpenSky® Secured Visa® Credit Card

Rewards Rate
N/A
N/A
Bonus ?N/A
N/A
Annual Fee
$35
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
22.14% (variable)
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No Credit History

Card Details

  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
  • Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Join over 1.2 million cardholders who’ve used OpenSky to build their credit
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Summary: Best Credit Cards For Bad Credit of June 2023

Credit Card Best For Annual Fee Intro Bonus Credit Score
Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card

Best For Rebuilding Credit $0 N/A No Credit History Compare Cards

on creditcards.com

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Best For Rebuilding Credit $75 first year, then $99 N/A Bad/Fair (300-670) Compare Cards

on creditcards.com

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

Best For Rebuilding Credit $35 N/A No Credit History Compare Cards

on creditcards.com

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