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Best Student Credit Cards of September 2023

Best Cash Back Card

Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card

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Capital One SavorOne Student Cash Rewards Credit Card

Rewards Rate
10%
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
8%
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
3%
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
1%
Earn 1% on all other purchases.
Bonus ?Early Spend Bonus: Earn $50 when you spend $100 in the first three months
$50
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
19.74% - 29.74% (Variable)
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No credit history

Card Details

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases.
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months.
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges.
  • Enjoy no annual fee, foreign transaction fees, or hidden fees.
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen.
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card.
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal.
  • Build your credit with responsible card use.
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you.
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Best Cash Back Card

Chase Freedom® Student credit card

Chase Freedom® Student credit card

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Chase Freedom® Student credit card

Rewards Rate
1%
Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
Bonus ?$50 Bonus after first purchase made within the first 3 months from account opening
$50 Bonus
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
19.99% variable
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good/Excellent (670-850)

Card Details

  • $50 Bonus after first purchase made within the first 3 months from account opening.
  • Earn 1% cash back on all purchases.
  • No annual fee.
  • $20 Good Standing Rewards after each account anniversary for up to 5 years.
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey.
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Summary: Best Student Credit Cards of September 2023

Credit Card Best For Annual Fee Intro Bonus Credit Score
Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card

Best Cash Back Card $0 $50 No credit history Compare Cards

on creditcards.com

Chase Freedom® Student credit card

Chase Freedom® Student credit card

Best Cash Back Card $0 $50 Bonus Good/Excellent (670-850) Compare Cards

on creditcards.com

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