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Best Student Credit Cards of January 2022

Best Cash Back Card

Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card

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Capital One SavorOne Student Cash Rewards Credit Card

Rewards Rate
8%
Earn 8% cash back on tickets at Vivid Seats through January 2023.
3%
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
1%
Earn 1% on all other purchases.
Bonus ?N/A
N/A
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
26.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
No credit history

Card Details

  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month
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Best Cash Back Card

Chase Freedom® Student credit card

Chase Freedom® Student credit card

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Chase Freedom® Student credit card

Rewards Rate
1%
Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
Bonus ?$50 Bonus after first purchase made within the first 3 months from account opening
$50
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
14.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good/Excellent (670-850)

Card Details

  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
  • Free credit score with Chase Credit Journey
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Summary: Best Student Credit Cards of January 2022

Credit Card Best For Annual Fee Intro Bonus Credit Score
Capital One SavorOne Student Cash Rewards Credit Card

Capital One SavorOne Student Cash Rewards Credit Card

Best Cash Back Card $0 N/A No credit history Compare Cards

on creditcards.com

Chase Freedom® Student credit card

Chase Freedom® Student credit card

Best Cash Back Card $0 $50 Good/Excellent (670-850) Compare Cards

on creditcards.com

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