Advertiser Disclosure

Best Travel Credit Cards of January 2022

Best Travel Rewards Card

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Compare Cards

on creditcards.com

Chase Sapphire Reserve®

Rewards Rate
10X
Earn 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5X
Earn 5X total points on air travel through Chase Ultimate Rewards®.
3X
Earn 3X points on other travel and dining.
1X
Earn 1 point per $1 spent on all other purchases
Bonus ?Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
50,000 bonus points
Annual Fee
$550
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
16.99% - 23.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Excellent (740-850)

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Compare Cards

on creditcards.com

Best Rewards Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Compare Cards

on creditcards.com

Chase Sapphire Preferred® Card

Rewards Rate
5X
Earn 5X points on travel purchased through Chase Ultimate Rewards®.
3X
Earn 3X points on dining.
2X
Earn 2X points on all other travel purchases, plus more.
Bonus ?Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
60,000 bonus points
Annual Fee
$95
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 22.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good or Excellent (670-850)

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 3/31/2022
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Compare Cards

on creditcards.com

Best Travel Card

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Compare Cards

on creditcards.com

Bank of America® Travel Rewards credit card

Rewards Rate
1.5X
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
Bonus ?25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
25,000 points
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
13.99% - 23.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good to Excellent (670-850)

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 15 billing cycles for purchases. After the intro APR ends, 13.99% - 23.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent
  • Contactless Cards - The security of a chip card, with the convenience of a tap
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now
Compare Cards

on creditcards.com

Best Travel Rewards Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Compare Cards

on creditcards.com

Capital One Venture Rewards Credit Card

Rewards Rate
2X
Earn unlimited 2X miles on every purchase, every day.
5X
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Bonus ?Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening
60,000 miles
Annual Fee
$95
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 23.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good or Excellent (670-850)

Card Details

  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Earn 5x miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Use your miles to get reimbursed for an travel purchase-or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • No foreign transaction fees
Compare Cards

on creditcards.com

Best Travel Rewards Card

The Platinum Card® from American Express

The Platinum Card® from American Express

Compare Cards

on creditcards.com

The Platinum Card® from American Express

Rewards Rate
10X
Earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Bonus ?Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership
100,000 Membership Rewards® Points
Annual Fee
$695
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 22.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good or Excellent (670-850)

Card Details

  • Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only
  • $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. Enrollment required
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership
  • $695 annual fee
  • Terms Apply
  • Rates and Fees
Compare Cards

on creditcards.com

Best Dining Card

American Express® Gold Card

American Express® Gold Card

Compare Cards

on creditcards.com

American Express® Gold Card

Rewards Rate
4X
Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery.
4X
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Bonus ?Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months
60,000 Membership Rewards® Points
Annual Fee
$250
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 22.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good or Excellent (670-850)

Card Details

  • Rose Gold is here to stay. Card Members can choose between a Gold or Rose Gold Card
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months
  • Earn 4X Membership Rewards® Points at Restaurants, including takeout and delivery, and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required
  • No Foreign Transaction Fees
  • Annual Fee is $250
  • Terms Apply
  • Rates and Fees
Compare Cards

on creditcards.com

Best Points Card

Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Compare Cards

on creditcards.com

Bank of America® Premium Rewards® credit card

Rewards Rate
2X
Earn unlimited 2 points for every $1 you spend on travel and dining purchases.
1.5X
Earn 1.5 points for every $1 you spend on all other purchases.
Bonus ?Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases i the first 90 days of account opening
50,000 points
Annual Fee
$95
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 22.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good to Excellent (670-850)

Card Details

  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 spent on travel and dining purchases
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now
Compare Cards

on creditcards.com

Best Airline Card

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Compare Cards

on creditcards.com

Southwest Rapid Rewards® Plus Credit Card

Rewards Rate
2X
Earn 2 points per $1 spent on Southwest® purchases.
1X
Earn 1 point per $1 spent on all other purchases.
2X
Earn 2X points on local transit and commuting, including rideshare” and “Earn 2X points on internet, cable, phone services, and select streaming
Bonus ?Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account i open
40,000 points
Annual Fee
$69
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 22.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good to Excellent (670-850)

Card Details

  • Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn
  • 3,000 anniversary points each year
  • Earn 2X points on Southwest® purchases
  • New! Earn 2X points on local transit and commuting, including rideshare
  • New! Earn 2X points on internet, cable, phone services, and select streaming
  • New! 2 EarlyBird Check-In® each year
  • Earn 1 point for every $1 spent on all other purchases
  • All points earned count towards Companion Pass®
Compare Cards

on creditcards.com

Best Airline Card

American Airlines AAdvantage MileUp℠ Card

American Airlines AAdvantage MileUp℠ Card

Compare Cards

on creditcards.com

American Airlines AAdvantage MileUp℠ Card

Rewards Rate
2X
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
2X
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X
Earn 1 AAdvantage® mile for every $1 spent on other purchases
Bonus ?Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit afte making $500 in purchases within the first 3 months of account opening
10,000 miles
Annual Fee
$0
Regular APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest can fluctuate over time, which can increase or decrease your monthly payment.
15.99% - 24.99% Variable APR
Credit Score ?A credit score is one factor, among others, that a lender or credit card issuer may use to evaluate whether a financial product is right for you. However, credit score alone may not guarantee approval for a financial product.
Good to Excellent (670-850)

Card Details

  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
Compare Cards

on creditcards.com

Summary: Best Travel Credit Cards of January 2022

Credit Card Best For Annual Fee Intro Bonus Credit Score
Chase Sapphire Reserve®

Chase Sapphire Reserve®

Best Travel Rewards Card $550 50,000 bonus points Excellent (740-850) Compare Cards

on creditcards.com

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Best Rewards Card $95 60,000 bonus points Good or Excellent (670-850) Compare Cards

on creditcards.com

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Best Travel Card $0 25,000 points Good to Excellent (670-850) Compare Cards

on creditcards.com

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best Travel Rewards Card $95 60,000 miles Good or Excellent (670-850) Compare Cards

on creditcards.com

The Platinum Card® from American Express

The Platinum Card® from American Express

Best Travel Rewards Card $695 100,000 Membership Rewards® Points Good or Excellent (670-850) Compare Cards

on creditcards.com

American Express® Gold Card

American Express® Gold Card

Best Dining Card $250 60,000 Membership Rewards® Points Good or Excellent (670-850) Compare Cards

on creditcards.com

Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Best Points Card $95 50,000 points Good to Excellent (670-850) Compare Cards

on creditcards.com

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Best Airline Card $69 40,000 points Good to Excellent (670-850) Compare Cards

on creditcards.com

American Airlines AAdvantage MileUp℠ Card

American Airlines AAdvantage MileUp℠ Card

Best Airline Card $0 10,000 miles Good to Excellent (670-850) Compare Cards

on creditcards.com

Let's mentor your money

Get the latest personal finance advice delivered directly to your inbox.