The Best Pharmacy School Student Loans In 2021

Want to save money on your pharmacy school student loans?

As you already know, pharmacy school is a considerable investment – both in time and money. So, when it comes to your pharmacy school student loans, you will need to understand your options beyond federal government loans. The average pharmacy school student graduates medical school with over $120,000 in student loans. The good news is that there are several private student loan lenders who can offer competitive rates on your pharmacy school student loans.

If you are applying to pharmacy school or already have been admitted, congratulations! If not, it is never too early to start planning for your pharmacy school student loans.

These lenders represent our top pharmacy school student loan picks for 2018, and may be able to help you save thousands of dollars on your pharmacy school student loans by offering lower interest rates and lower monthly payments. That’s real money back in your pocket.

Learn your new student loan interest rate in a matter of minutes.

Top Picks For Private Student Loans

January 2022

Advertiser Disclosure

Variable APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Variable APR means that your interest rate can fluctuate over time, which can increase or decrease your monthly student loan payment. Typically, a variable-rate loan has a lower introductory rate than a fixed-loan rate loan. Variable APR includes a 0.25% discount when you enroll in autopay.

Fixed APR ?APR, or Annual Percentage Rate, is the price you pay to borrow money. Fixed APR means that your interest rate will always stay the same. Even if interest rates change, your interest rate or monthly payment will not. Fixed APR includes a 0.25% discount when you enroll in autopay.

APR

0.94% - 11.98%

2.94% - 12.99%

0.94% - 12.99%

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on College Ave's website

Overview

Variable APR:

0.94% - 11.98%

Fixed APR:

2.94% - 12.99%

Loan Type:

Graduate, Undergraduate

Minimum Loan Amount:

$1,000

Loan Terms:

5, 8, 10, 15 years

Origination Fees:

No

Prepayment Fees:

No

Co-signer Option:

No

Details

• Student loans available to graduate, bachelors and associates degrees
• Deferment and forbearance options may be available
• Grace period for undergraduates: 6 months
• Grace period for graduate students: 9 months
• Flexible student loan repayment options

Review:

College Ave Student Loan Review

0.99% - 11.33%

2.99% - 10.90%

0.99% - 11.33%

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on SoFi's website

Overview

Variable APR:

0.99% - 11.33%

Fixed APR:

2.99% - 10.90%

Loan Type:

Graduate, Undergraduate

Minimum Loan Amount:

$5,000

Loan Terms:

5, 10 and 15 years

Origination Fees:

None

Prepayment Fees:

None

Co-signer Option:

Yes

Details

• Offer college, graduate school, law school, MBA and Parent student loans
• Flexible repayment options
• No late fees
• Autopay rate discount
• Free perks such as career planning and job search assistance

Review:

SoFi Student Loan Review

1.13% - 11.23%

4.25% - 12.59%

1.13% - 12.59%

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on LendKey's website

Overview

Variable APR:

1.13% - 11.23%

Fixed APR:

4.25% - 12.59%

Loan Type:

Graduate, Undergraduate

Minimum Loan Amount:

$5,000

Loan Terms:

10

Origination Fees:

No

Prepayment Fees:

No

Co-signer Option:

Yes

Details

• Low rates from community lenders like credit unions and community banks
• Get lower rates with a co-signer
• Ability to pause payments for up to 18 months if you become unemployed
• May consider your academic credentials to help you get a lower rate
• If you repay 10% of your loan before your loan enters full repayment period, 1.0% APR is dropped from your current interest rate

Review:

LendKey Student Loan Review

1.64% - 6.83%

2.25% - 6.92%

1.64% - 6.92%

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on Laurel Road's website

Overview

Variable APR:

1.64% - 6.83%

Fixed APR:

2.25% - 6.92%

Loan Type:

Graduate, Undergraduate

Minimum Loan Amount:

$5,000

Loan Terms:

5, 7, 10, 15, 20 years

Origination Fees:

No

Prepayment Fees:

No

Co-signer Option:

Yes

Details

• Student loans available to graduate, undergraduate and associates degrees
• Law school, business school, medical school, dentistry school available at select schools
• Flexible student loan repayment options
• Forbearance up to 1 year available

Review:

Laurel Road Student Loan Review

1.47% - 11.31%

3.28% - 13.02%

1.47% - 13.02%

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on Ascent's website

Overview

Variable APR:

1.47% - 11.31%

Fixed APR:

3.28% - 13.02%

Loan Type:

Graduate, Undergraduate

Minimum Loan Amount:

$1,000

Loan Terms:

5, 7, 10, 12, 15, 20 years

Origination Fees:

No

Prepayment Fees:

No

Co-signer Option:

Yes

Details

• Student loan repayment while in school
• 1% cash back on student loan principal at graduation
• Co-signer release after 24 consecutive payments
• Financial hardship forbearance available
• No minimum income or credit score
• Apply with or without a co-signer

Review:

Ascent Student Loan Review

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Disclosures: College Ave | SoFi | LendKey | Laurel Road | Ascent

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